A tale of two retirements – which would you choose?
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension.
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What are investment bonds?
Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation contribution limits, bonds might be worth a fresh look.
An insider’s advantage to life insurance
Unlike your car insurance, most life insurers offer what’s known as 'guaranteed renewable' policies – meaning that each year your policy is renewed, the insurer must continue to cover you under the same terms and conditions.
The key to smart investing
You’ve probably heard of dollar cost averaging as a way to grow your investment portfolio. It’s not the “be all to end all” for investing, but it can certainly help you make the most of investment markets and economic conditions over the long term
The science behind why we need life insurance
Australians are good at talking ourselves out of life insurance. She’ll be right, right? It turns out there are some scientific reasons why we struggle to engage with life insurance. And this highlights exactly why we need it.
Superannuation Contribution Caps to be increased from 1st July 2024
At the SMSF Association National Conference in Brisbane changes were announced to Superannuation contribution caps and thresholds from 1 July 2024. This marks a pivotal moment for individuals planning their retirement savings strategy.
December Quarterly Update
Happy New Year from all of us at Benjamin King Money Wealth. We trust that you have enjoyed (or are still enjoying) a good break…
Income protection 101
BKM Wealth Financial Planner, Grant McWhinney often asks people the question, “What is your biggest asset?”. Most people say it is their home - however your ability to earn an income is more likely to far outweigh any other asset that you may own.
Trauma cover 101
Trauma cover is all about supporting your recovery from a serious illness – helping you afford the treatment of your choice and allowing you to…
TPD cover 101
According to Benjamin King Money Wealth financial planner, Grant McWhinney, many people have Total and permanent disability (TPD) alongside their Life cover but the insurance…