When was your last financial review?
The months seem to fly past in a blink of an eye and although it feels like we were celebrating Christmas just a few months…
Why the share market is not the same as the economy
In recent times, the Australian economy faced potential challenges, including elevated interest rates and inflation levels, which led to concerns about a recession as 2023 commenced. This prompted speculation about the potential impact on the share market, raising the question of whether it might also experience a decline.
Navigating the Challenges of Estate Planning: The Essential Role of Financial Advisers
The transfer of wealth between generations poses a myriad of complexities, underscoring the critical importance of strategic estate planning. In this process, BKM Wealth advisers…
Life Insurance Myths
Here we dispel some common myths about life insurance to help you make informed decisions about your cover.
A tale of two retirements – which would you choose?
Sam and Sally Smith have worked hard all their lives, paid their taxes and, now they have retired, they feel they are entitled to a full age pension.
What are investment bonds?
Popular in the days before compulsory superannuation, investment bonds fell out of favour as super became the preferred tax-advantaged environment. With tighter restrictions on superannuation contribution limits, bonds might be worth a fresh look.
An insider’s advantage to life insurance
Unlike your car insurance, most life insurers offer what’s known as 'guaranteed renewable' policies – meaning that each year your policy is renewed, the insurer must continue to cover you under the same terms and conditions.
The key to smart investing
You’ve probably heard of dollar cost averaging as a way to grow your investment portfolio. It’s not the “be all to end all” for investing, but it can certainly help you make the most of investment markets and economic conditions over the long term
The science behind why we need life insurance
Australians are good at talking ourselves out of life insurance. She’ll be right, right? It turns out there are some scientific reasons why we struggle to engage with life insurance. And this highlights exactly why we need it.
Superannuation Contribution Caps to be increased from 1st July 2024
At the SMSF Association National Conference in Brisbane changes were announced to Superannuation contribution caps and thresholds from 1 July 2024. This marks a pivotal moment for individuals planning their retirement savings strategy.